Self-employed Insurance

Tradesman Insurance – Protect Your Work And Your Tools.
Working as a tradesman comes with daily tasks – whether you’re on-site, in a client’s home, or managing subcontractors. Tradesman insurance provides essential protection for self-employed professionals across the building, maintenance, and repair sectors. It ensures that accidents, damages, or claims don’t put your business or finances at risk.
A core part of tradesman insurance is public liability cover, which protects you if a client or member of the public is injured or their property is damaged due to your work. Many clients or contractors won’t allow you on-site without it. If you employ anyone, employers’ liability insurance is also legally required.
Cover can be tailored to your trade – whether you’re a builder, plumber, electrician, decorator, roofer, or handyman. Policies can include tools insurance, contract works, personal accident cover, and even plant and machinery protection.
Working with a us allows you to compare quotes from multiple UK insurers and find a policy that fits both your risk level and budget. Whether you’re just starting out or running a growing team, having the right insurance in place can help you secure more work, meet contract requirements, and avoid costly disruptions. We can also help to ensure your cover stays up to date – especially as your business grows or takes on new projects. Advice, claims support, and tailored options are available throughout the life of your policy.
To protect your reputation, equipment, and income, get in touch with Paul Smith Associates for a free, no-obligation quote on tradesman insurance.