Restaurant & Takeaway Insurance

Keep Your Kitchen Covered – Restaurant And Takeaway Insurance You Can Trust. 

Running a restaurant, café, or takeaway involves a unique set of risks – from kitchen fires and food safety issues to equipment breakdowns and customer injuries. Restaurant and takeaway insurance protects food businesses from unexpected events, helping you stay open, compliant, and financially secure.

A standard policy usually includes public liability insurance, which covers you if a customer suffers injury or property damage on your premises. Employers’ liability insurance is a legal requirement if you employ staff, even on a part-time basis. You can also add business contents, stock cover, and commercial building insurance to protect your premises, equipment, and perishable goods.

If your business focuses on takeaway or delivery, your policy can include goods in transit, business interruption, and equipment breakdown cover. These options help you recover quickly from incidents that could otherwise force you to close temporarily or suffer financial loss.

At Paul Smith Associates, we work with a panel of trusted UK insurers to provide tailored cover for food businesses of all sizes. Whether you run a high-street takeaway, a dine-in restaurant, a fast-food franchise, or a mobile catering unit, we’ll help find the right protection. Quotes are based on factors like your turnover, number of staff, location, and individual risks – so you only pay for what your business truly needs.

The right insurance not only protects your finances but also builds trust with landlords, local authorities, and your customers. As experienced brokers, we offer clear advice, ongoing support, and quick claims handling to keep your business running smoothly.

To get the right level of cover for your food business, contact Paul Smith Associates for a free, no-obligation quote today.